Travel insurance assures you that you do not have to worry about unfortunate events during your trip, such as a common illness such as a cold or the theft or loss of your documents or luggage, etc.
Tourists should buy the travel insurance for their Iran journey from a reliable company, and otherwise at the airport they should buy Iranian travel insurance. But how can I buy a travel insurance for Iran trip? Which company provide the best insurance coverage for travelling to Iran?

General Conditions of Incoming Passengers’ Insurance Policy

 
1-Insurer: Insurer is defined to any insurance companies, licensed by the enteral Insurance of Iran (CII), which their specifications have been mentioned in the insurance policy. The insurer company is duty bound to offer quality insurance services to the insured against receiving insurance premium, compensation of medical and nonmedical costs as well as other covered insurance according to the terms and conditions envisioned.in the insurance policy.
 
2- The Insured: The foreign national who enters into Iran legally and insurance assure him or her against probable and risky services, subject to the insurance policy as a result of conclusion of insurance contract, the relevant specifications are mentioned insurance policy and are committed to pay her or his insurance premium.

3-Insurance Period: This insurance policy will be covered maximum 92 consecutive days based on the contents as mentioned in the insurance policy.

This insurance policy is valid from entrance date of the insured into Iran.
 
This insurance policy will be considered “null and void” after completion of trip of the insured and/or when the insured exited from legal borders of the country. Under such circumstances, the insurance policy of the insured will be invalidated. When the insured embarked on purchasing insurance policy after entering Iran, his or her insurance coverage will start as of the date

Commitments of the Insurer

When the insured faced illness or physical injuries during validity period of insurance policy and/or if the insured was recommended to undergo compulsory medical quarantine, the insurer is duty bound to pay medical costs of the insured according to the stipulated rules and regulations.
Exclusions and Exceptions
Costs and compensations caused by either of the following cases will not be subject to the commitments of the insurer: (If the following cases are observed, the insurer is not duty bound to compensate the damages):
1- Having illness for a long period, having history of illness, being diagnosed to a chronic disease once again and/or the complications related to previous record of patient, etc. It should be noted that partial convalescence periods are considered as illness periods.

2- War, military invasion, action of foreign enemy, animosity and terrorist operations (whether announced or unannounced),

3- Committing suicide, intentional injuries incurred to self, accompanying participating and complicity in criminal act,

4- Participating in horse- riding contest, cycling contest, and/or any other types of contests or displaying with motorcycle appliances, and also participating in professional sports competitions and exercises such as mountaineering (professional ascension), airborne or aviation competitions or any other types of light, cave mining, diving, winter sports or doing exercise with the aim of participating in official competitions and/or any other sports and recreational activities which are considered as “dangerous and risky” ordinarily.

5- Pollutions caused by nuclear radiations,

6- Pregnancy in the course of three months left to the delivery and voluntary abortion,

7- Appearance of scars or marks (partly or wholly) caused by the drug abuse, use of alcoholic drinks and psychotropic drugs except the drugs and medicines consumed with the recommendations and prescriptions of the concerned physician.

8- Job- related risks of the insured which are considered as “work and job accidents” according to the law.

9- Congenital disorders and diseases caused by it,

10- Prevention or vaccination,

11- Complications caused by physiotherapy,

12- Energy therapy, sun therapy and treatment (plastic surgery) in order to regain beauty, treatment and cure through spa and mineral waters, etc.  

13- Complications caused by delirium, mental and psychic diseases, etc.

How much does travel insurance cost in Iran?

The cost of Saman Iranian travel insurance relies on the age of passengers and the duration of stay in Iran.

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